If you are a California resident who received a non-renewal notice from your insurance company, you have options.
Helpful tips as you navigate next steps:
- Contact your insurer and ask if there are any specific actions you could take to mitigate your risk and retain your coverage
- File a complaint with the California Department of Insurance if you feel the non-renewal notice is unfair
- Shop for a new homeowners' policy by searching the California Department of Insurance home insurance finder tool
- Use the homeowner's insurance comparison tool to compare policies from different insurers
- Visit the California FAIR Plan for basic fire and smoke coverage
- Learn about Difference in Conditions (DIC) policies
In California, an insurer must notify policyholders at minimum 75 days before a policy expires. If your insurer did not provide 75 days' notice, contact the California Department of Insurance at 1-800-927-HELP or visit insurance.ca.gov.